This pull request lands the tool; switching the shipped defaults is a
separate pull request stacked on it. Every shipped `tool-fs` row states
`applyPatch: false`, the `fs-observation-policy` row stays mounted, the
write, edit, and apply_patch guidance names the policy, and every recorded
expectation outside the apply-patch scenarios returns to the master
baseline. The upgrade guide, the parity exception, and the optional
classification of the policy package move to the stacked change.