diff --git a/packages/client/ui-settings-account/src/client/AccountSection.tsx b/packages/client/ui-settings-account/src/client/AccountSection.tsx
index 953b48cc53..6d020ad29a 100644
--- a/packages/client/ui-settings-account/src/client/AccountSection.tsx
+++ b/packages/client/ui-settings-account/src/client/AccountSection.tsx
@@ -93,6 +93,7 @@ export function AccountSection({ t, useAccount, useTheme, start, cancel, openPla
   const wallets = details?.balance?.status === 'ready' ? details.balance.value : undefined
   const bonusWallets = details?.balance?.status === 'ready'
     ? details.balance.bonusWallets.filter(wallet => new Big(wallet.balance).gt(0)) : []
+  const showBonusRow = details?.balance?.status !== 'ready' || bonusWallets.length > 0
   const attempt = state?.attempt
   const active = attempt !== null && attempt !== undefined
     && ['initializing', 'waiting-browser', 'exchanging', 'committing'].includes(attempt.phase)
@@ -183,7 +184,7 @@ export function AccountSection({ t, useAccount, useTheme, start, cancel, openPla
               ? <span className={css.unavailable}>{t(!signedIn ? 'balanceSignedOut' : 'loading')}</span>
               : platformLink(t('balanceUnavailable'), css.unavailableLink)}
         </div>
-        {signedIn && (details?.balance?.status !== 'ready' || bonusWallets.length > 0) && <>
+        {signedIn && showBonusRow && <>
           <div className={css.divider} />
           <div className={css.row}>
             <span>{t('bonusBalance')}</span>
diff --git a/packages/client/ui-settings-account/src/client/locales/onboarding.ts b/packages/client/ui-settings-account/src/client/locales/onboarding.ts
index d3b1e22be8..509986446e 100644
--- a/packages/client/ui-settings-account/src/client/locales/onboarding.ts
+++ b/packages/client/ui-settings-account/src/client/locales/onboarding.ts
@@ -30,10 +30,10 @@ export const onboardingCopy = {
   onboardingBack: '上一步',
   onboardingSkip: '跳过',
   onboardingSkipTitle: '跳过设置？',
-  onboardingSkipDescription: '你可以随时前往 个人中心 → 通用设置 中调整工作过程、性能与用量展示方式或开启代码工作工具。',
+  onboardingSkipDescription: '你可以随时前往 设置 → 通用设置 中调整工作过程、性能与用量展示方式或开启代码工作工具。',
   onboardingKeepSetting: '继续设置',
   onboardingNoCreditTitle: '暂时跳过充值？',
-  onboardingNoCreditDescription: '没有可用额度时，DeepSeek Harness 将无法开始新的任务。你可以稍后前往 个人中心 → 账号与余额 进行充值。',
+  onboardingNoCreditDescription: '没有可用额度时，DeepSeek Harness 将无法开始新的任务。你可以稍后前往 设置 → 账号与余额 进行充值。',
   onboardingUnderstood: '我知道了',
   onboardingGoTopUp: '前往充值',
   onboardingSaveFailed: '未能保存设置，请重试。',
@@ -73,10 +73,10 @@ export const onboardingEnglishCopy: Record<keyof typeof onboardingCopy, string>
   onboardingBack: 'Back',
   onboardingSkip: 'Skip',
   onboardingSkipTitle: 'Skip setup?',
-  onboardingSkipDescription: 'You can change how progress, performance, and usage are displayed, or enable Coding Tools, anytime in Profile → General Settings.',
+  onboardingSkipDescription: 'You can change how progress, performance, and usage are displayed, or enable Coding Tools, anytime in Settings → General.',
   onboardingKeepSetting: 'Continue setup',
   onboardingNoCreditTitle: 'Skip adding credits?',
-  onboardingNoCreditDescription: 'DeepSeek Harness can’t start new tasks without credits. You can add them later in Settings → Accounts.',
+  onboardingNoCreditDescription: 'DeepSeek Harness can’t start new tasks without credits. You can add them later in Settings → Account.',
   onboardingUnderstood: 'Got it',
   onboardingGoTopUp: 'Add credits',
   onboardingSaveFailed: 'Could not save settings. Try again.',
diff --git a/packages/client/ui-settings-account/tests/account.client.spec.tsx b/packages/client/ui-settings-account/tests/account.client.spec.tsx
index 577e213b5a..cae2d7fac0 100644
--- a/packages/client/ui-settings-account/tests/account.client.spec.tsx
+++ b/packages/client/ui-settings-account/tests/account.client.spec.tsx
@@ -13,6 +13,7 @@ import type { BonusNotice } from '../src/client/bonus-notices.ts'
 import type { AccountMenuProps } from '../src/client/AccountMenu.tsx'
 import type {} from '../src/client/index.ts'
 import { en, zh, type AccountKey } from '../src/client/locales.ts'
+import css from '../src/client/AccountSection.module.css'
 
 afterEach(() => { cleanup(); vi.unstubAllGlobals() })
 
@@ -441,6 +442,7 @@ it.each([en, zh])('renders positive bonus wallets separately from recharge balan
   })
   expect(screen.getByText(copy.balance).parentElement!.textContent).toBe(`${copy.balance}¥209.00$20.07`)
   expect(screen.getByText(copy.bonusBalance).parentElement!.textContent).toBe(`${copy.bonusBalance}¥5.00<$0.01`)
+  expect(screen.getByRole('region').querySelectorAll(`.${css.divider}`)).toHaveLength(2)
   await expect(`${screen.getByRole('region').textContent}\n`)
     .toMatchFileSnapshot(`./expected/bonus-${copy === en ? 'en' : 'zh'}.txt`)
 })
@@ -451,6 +453,8 @@ it.each([[], [{ currency: 'CNY' as const, balance: '0.00' }, { currency: 'USD' a
       balance: { status: 'ready', value: [{ currency: 'CNY', balance: '0' }], bonusWallets },
     })
     expect(screen.queryByText(en.bonusBalance)).toBeNull()
+    // The divider above the bonus row goes with it.
+    expect(screen.getByRole('region').querySelectorAll(`.${css.divider}`)).toHaveLength(1)
     expect(screen.getByText('¥0.00')).toBeTruthy()
     expect(screen.queryByText('¥-1.00')).toBeNull()
   },